Is this McAfee renewal email with a phone number legit?

How to spot the McAfee scam

• There is a phone number and no way to cancel online. That inversion is the whole design: a real subscription is managed in your account, and this one can only be argued with by voice.
• A deadline of about 24 hours to dispute the charge. The FTC quotes that same window in its own alert, because panic is what gets people dialling.
• The charge is for hundreds, far more than the product costs. The figure is chosen to be alarming enough to override the instinct to check your bank first.
• The email has no link to an account, or the link goes nowhere useful. There is nothing to click because the number is the payload.
• Whoever answers wants remote access to your computer. The FTC is explicit about where that goes: spyware installed, online banking credentials stolen, the account drained.
• You are asked for bank details so the refund can be processed. The refund is the trap, not the resolution.
• Then comes the reversal: they claim they refunded too much and ask you to send the difference back, by gift card, wire transfer, bank transfer, cryptocurrency or a payment app. Those are the routes that cannot be reversed, which is exactly why they are named.

What to do now

1. Do not ring the number. Manage or cancel any real subscription by signing in to your account the way you normally would.
2. Check your bank or card statement for the charge. If it is not there, there is nothing to dispute.
3. Never install remote-access software at a caller's request. That single step is what turns a nuisance email into a drained account.
4. If you gave remote access, disconnect the machine from the internet, run a full security scan, and change your banking passwords from a different device.
5. If you were talked into repaying an 'overpayment', tell your bank immediately and say you were induced to send it. Speed matters more than anything else at that point.
6. Report it at ReportFraud.ftc.gov and delete the message.